REWRITE YOUR

CREDIT STORY TODAY

Delaware's #1 Expert Credit Education & Restoration Service

- Trusted Credit Restoration Since 2015 -

Why Choose Us?

Intelligent, Lawful Dispute Tactics

Our certified experts craft dispute strategies rooted in FCRA regulations and bureau-specific protocols. We don’t just blanket-challenge items—we analyze report nuances, leverage legal loopholes, and demand verifiable proof from creditors.

Comprehensive Security & Compliance

Sleep easy knowing we enforce military-grade encryption, CROA-mandated safeguards, and zero upfront fees. Your data is never sold, and payments are only collected AFTER successful dispute submissions. Plus, our ironclad 3-day cancellation policy puts you in full control.

Swift, Transparent Results

Experience first corrections in <30 days (84% faster than competitors) through our 3-phase system:

48-hour dispute filing with all bureaus
Escalation to bureau supervisors if unresolved

How It Works

INVESTIGATE

You will receive a no-obligation credit report analysis. We analyze all three of your credit reports and scores to identify the inaccurate, outdated, unverifiable items that are reflecting your character in a negative way.

CHALLENGE

Information Change Situation LLC leverages the Fair Credit Reporting Act (FCRA) to challenge all three credit bureaus, creditors and lenders demanding them to update or remove all items that are inaccurate and unfair by law!

STRENGTHEN

Regular tips on credit health, debt management, and financial habits to sustain improvement. A tailored plan targets specific issues based on individual credit history and goals.

Our Mission

To help you take back control of your credit so you can unlock the opportunities you’ve been missing.

Imagine being able to:

Secure the loan for your dream car.
Get approved for a mortgage on your ideal family home.
Access credit cards with unbeatable rates.
Lower your insurance premiums and save thousands annually.

We’ve already helped over 1,264 clients eliminate negative marks, rebuild their credit, and see real results in as little as 24-48 hours.

OUR SUCCESS STORIES

Jasmine Richards

Signed up for their Debt Management Plan and attended a few workshops. Really practical advice, feeling much more in control of my finances now!

Monica Chandler

Explored various programs, but Information Change’s workshops and counseling truly stand out. Insightful, practical, and truly enlightening. Worth every minute for financial clarity.